Claims Process Articles

Here, you’ll find access to the most detailed information pertaining to the North Carolina personal injury claims process.




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Detailed Information About Providing a Recorded Statement

It is important to understand the importance of recorded statements in personal injury claims if you have been involved in a motor vehicle accident in North Carolina. A recorded statement is essentially an interview conducted and recorded by the insurance company’s adjuster or representative. The goal of an insurance adjuster when creating a recorded statement is to gather as much information as possible about you…

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Reasons Your Car Accident Claim May Be Denied

If you are pursuing a personal injury claim for injuries resulting from a motor vehicle accident that occurred in North Carolina and the insurance company has informed you that they will be denying your bodily injury claim, it is important to understand reasons why the claim could be denied. 1. Contributory Negligence In North Carolina, contributory negligence is the most likely reason that your car accident…

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Hiring a Lawyer: Big Firm vs. Small Firm

If you’ve been injured in a motor vehicle accident and you are considering hiring a lawyer, you might be considering both large and small law firms. There are advantages and disadvantages to representation from both types of firms, and it is important to assess your individual needs and concerns when deciding what lawyer you are interested in retaining. Pros and Cons of Big Firms vs….

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Communications with Third Parties After an Accident

Generally, when you are involved in a personal injury claim, it is advised that you use extreme caution when discussing your accident with any third parties, such as insurance companies, or in public forums, such as on social media websites. To protect your claim, you should not provide recorded statements about the accident to the insurance company providing liability coverage for the accident. With that…

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Different Types of Attorney’s Fees in North Carolina

Different Types of Attorney’s Fees in North Carolina Auto accidents are unexpected and can cause a lot of stress. In addition to the police report, medical attention and car repair, you may be thinking about hiring a lawyer to help you get the compensation you need and deserve. Finding the right attorney to take your case includes understanding common personal injury fee arrangements. Having an…

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Did the Insurance Adjuster Underestimate My Claim?

Did the Insurance Adjuster Underestimate My Claim? The insurance companies, their adjusters or attorneys while representing the at-fault party will frequently underestimate the value of a claim. While underestimating the value of a claim can be a beneficial strategy for the at-fault party, understanding how to analysis and determine what has been undervalued is essential to ensuring that you receive the compensation that your Durham…

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Your Initial Consultation with a Personal Injury Attorney

If you were injured in a car accident, you’ve likely called several lawyers in your area that handle personal injury claims. Pursuing a personal injury claim can be a long and exhausting process, and it is critical to get started off on the right foot.

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Should I Hire a Lawyer For My Personal Injury Claim?

If you have been involved in a car accident, you may be weighing the benefits and risks of hiring a personal injury lawyer for your car accident claim. This article explores what factors you should consider before deciding whether or not to hire a personal injury lawyer for your injury claim.

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Preparing to Meet a Personal Injury Attorney

Many people decide to meet a personal injury attorney after being involved in an accident because they find that hiring an experienced car accident attorney can be beneficial to their personal injury case. Personal injury lawyers have experience negotiating with the insurance companies, reviewing complex medical records and assessing relevant case law that could be useful to your claim.

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Hiring the Right Lawyer

Finding and hiring the right lawyer for your North Carolina car accident can have a positive and significant impact on not only your case but on how you personally deal with the stress and problems related to your car accident. Knowing that you have engaged the services of a lawyer who truly understands your situation, cares about the outcome and has the requisite legal experience can significantly reduce the emotional toll that involvement in a car accident may cause.

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Opening and Reporting Claims

When you open a claim with an insurance company, you are reporting the fact that an accident occurred. Reporting a claim is different than presenting a claim, which involves sending a package to the insurance company demanding compensation related to an accident. Before you get to presenting the claim, you must first open the claim with the insurance company after there has been an accident.

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What Should I Know About the Contingency Fee Agreement?

A contingency fee agreement is the document that defines and governs the attorney-client relationship and sets out the rights and responsibilities of the attorney and client during and after representation. If you are considering entering into a contingency fee agreement, please be sure that you understand the document in its entirety before signing.

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What Do I Have to Pay If I Hire An Attorney?

In most personal injury cases, attorneys are paid on a contingency fee basis. A contingency fee is a portion of the settlement that is awarded in court. You and your attorney will come to an agreement, or a contingent fee agreement, outlining the payment.

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Case Summary: Uninsured Motorist Coverage North Carolina

Walter Scott Lankford brought a suit against the uninsured driver, Oldham. His parents, Steve and Linda Lankford, also brought a suit against Oldham. Nationwide brought this action, seeking declaratory relief since the parent’s policy did not provide coverage for claims arising out of the collision, and also asserted that $50,000.00 was the maximum amount of recovery for Lankford.

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