A completed DMV-349 form contains a vast and sometimes overwhelming volume of information, ranging from documenting the road conditions to correctly identifying the owners of all the vehicles involved in the accident. Due to the significant amount of information contained within it may be easy to become confused and frustrated when trying to read your crash report. So, it is very important to take your time to understand the vehicle report.
It is very likely that your accident report will take anywhere from two days to two weeks for your DMV-349 to be completed and provided to the North Carolina DMV. It will all depend on the number of vehicles involved, the severity of the accident, and the presence of any intricate or unusual circumstances. Once your accident report is ready, there are a few ways to obtain a copy. You can appear in person to request your cash report, you may also request your cash report via mail.
Once you have obtained your DMV-349, please review it carefully. It is very important to assure that the accident report is as accurate as possible. Responding officers are often rushed and may make a mistake on the documentation because they are responsible for securing the scene, gathering information and resuming a normal flow of traffic. Additionally, responding officers have limited information to make their conclusions on due to unclear mechanics, lack of witnesses or the account of only one involved party. For the reasons provided, it is extremely important that the information on the DMV-349 is accurate because it is somewhat common for the accident report to misidentify vehicles, drivers, or misstate the mechanics of the accident.
One of the most important pieces of information that’s contained in the DMV-349 is the list of contributing circumstances. Contributing circumstances are those that the investigating officer determined to be involved in causing the accident (it is possible that there are several listed in the report). These contributing circumstances in a nutshell are the officer’s determination or opinions as to what actions a particular driver took, or failed to take, that contributed to the crash. Since these circumstances are so important, it is imperative that you review your accident report to assure that what happened in the accident is properly documented.
Another reason that the accuracy of your accident report is important is because it may impact your claim when dealing with insurance adjusters. The DMV-349 will be used by the insurance adjuster as a significant factor in his or her determination of liability. Since the accident report is relevant and highly important to the outcome of your claim, it is extremely important that you obtain a copy and make sure what’s on the report is accurate. If you feel that your crash report is inaccurate in any way, you may take steps to have it amended.